Quick Small Business Acquisition Risk Check

Independent first-pass review of deal structure, debt coverage, and downside risk for an existing small business acquisition.

Designed for acquisitions financed with SBA debt, bank debt, seller financing, or blended structures where leverage and downside risk matter.

$199 fixed fee

Payment link sent after submission is reviewed for completeness.

No lender or brokerage affiliation. All deal information treated confidentially.

Independent first-pass review of deal structure, debt coverage, and downside risk for an existing small business acquisition.

Designed for acquisitions financed with SBA debt, bank debt, seller financing, or blended structures where leverage and downside risk matter.

$199 fixed fee

Payment link sent after submission is reviewed for completeness.

No lender or brokerage affiliation. All deal information treated confidentially.

Independent first-pass review of deal structure, debt coverage, and downside risk for an existing small business acquisition.

Designed for acquisitions financed with SBA debt, bank debt, seller financing, or blended structures where leverage and downside risk matter.

$199 fixed fee

Payment link sent after submission is reviewed for completeness.

No lender or brokerage affiliation. All deal information treated confidentially.

Start Quick Risk Check

When you finance a small business acquisition with debt, you are taking on a long-term obligation that may be personally guaranteed and can be highly sensitive to changes in business performance.

A quick outside review can help determine whether the proposed structure is economically viable.

Small changes in revenue, margins, expenses or financing terms can materially affect:

Debt Service Coverage Ratios (DSCR)
Cash flow after debt service
Owner economics
Non-operator viability
Overall deal survivability

Debt Service Coverage Ratios (DSCR)
Cash flow after debt service
Owner economics
Non-operator viability
Overall deal survivability

Clarity before you commit.

What you receive:

Excel acquisition risk model based on your submitted inputs
Debt service and DSCR review
Revenue required for DSCR = 1.0 and revenue cushion analysis
Owner-operator and non-operator scenarios
Downside check on revenue, expenses and impact on debt service
Concise memo-style summary with recommendations
Copy-ready summary block for sharing or further review
Delivery within 24 to 48 hours once required inputs are received

Who it's for:

Buyers evaluating the acquisition of an existing small business
Buyers who want a quick independent review before spending additional resources
Buyers considering debt financing where downside risk needs to be tested
Buyers of single-location service, retail, light industrial or other small businesses

Process steps:

You submit the intake form with basic business and financing inputs
We review your submission for completeness
We request clarification by email if any inputs are missing or inconsistent
You receive a payment link
You receive within 48 hours after payment is confirmed a completed Excel model, summary memo, and copy-ready output block

You submit the intake form with basic business and financing inputs
We review your submission for completeness
We request clarification by email if any inputs are missing or inconsistent
You receive a payment link
You receive within 48 hours after payment is confirmed a completed Excel model, summary memo, and copy-ready output block

Pricing:

Fixed Fee: $199
Payment link emailed after form is reviewed
No phone call required
One-time review based on submitted inputs

Start Quick Risk Check