Mortgage Refinance, Analyzed like a
Finance Professional

Mortgage Refinance,
Analyzed like a
Finance Professional

Mortgage Refinance, Analyzed like a
Finance Professional

A deterministic decision tool that evaluates refinancing using amortization schedules, net present value, and transparent assumptions — not rules of thumb.

Make Better Financial Decisions

Make Better Financial Decisions

Refinance With Clarity

Refinance With Clarity

Features

What the tool does

Features

What the tool does

Features

What the tool does

Interest cost comparison

Interest cost comparison

Interest cost comparison

Equity Impact

Equity Impact

Equity Impact

NPV Based Logic

NPV Based Logic

NPV Based Logic

Scenario Specific Verdicts

Scenario Specific Verdicts

Scenario Specific Verdicts

Finance Professor's Take

Finance Professor's Take

Finance Professor's Take

How it works

From inputs to insight—just three simple steps.

How it works

From inputs to insight—just three simple steps.

How it works

From inputs to insight—just three simple steps.

01

Enter current mortgage details

01

Enter your current mortgage details

01

Enter current mortgage details

02

Enter refinance terms and time horizon

02

Enter refinance terms and time horizon

02

Enter refinance terms and time horizon

03

Review NPV-based verdict and explanation

03

Review NPV-based verdict and explanation

03

Review NPV-based verdict and explanation

Pricing

Simple, Transparent Pricing

Pricing

Simple, Transparent Pricing

Pricing

Simple, Transparent Pricing

Mortgage Refinance Decision Tool

$49.99

One-time purchase

Personal use Instant access with license key

Up to 2 connected accounts

Mortgage Refinance Decision Tool

$49.99

One-time purchase

Personal use Instant access with license key

Up to 2 connected accounts

Mortgage Refinance Decision Tool

$49.99

One-time purchase

Personal use Instant access with license key

Up to 2 connected accounts

FAQ

All You Need to Know

FAQ

All You Need to Know

FAQ

All You Need to Know

Is this financial advice?

How is this different from a typical mortgage calculator?

What is the "Finance Professor's Take"?

What does “discount rate” mean in this analysis?

Why does the recommendation depend on how long I stay in the home?

Does a positive Net Present Value (NPV) guarantee refinancing is the right choice?

Does the "Finance Professor’s Take" guarantee the “right” decision?

Who is this tool designed for?

Do I get ongoing access after purchase?

Is this financial advice?

How is this different from a typical mortgage calculator?

What is the "Finance Professor's Take"?

What does “discount rate” mean in this analysis?

Why does the recommendation depend on how long I stay in the home?

Does a positive Net Present Value (NPV) guarantee refinancing is the right choice?

Does the "Finance Professor’s Take" guarantee the “right” decision?

Who is this tool designed for?

Do I get ongoing access after purchase?

Is this financial advice?

How is this different from a typical mortgage calculator?

What is the "Finance Professor's Take"?

What does “discount rate” mean in this analysis?

Why does the recommendation depend on how long I stay in the home?

Does a positive Net Present Value (NPV) guarantee refinancing is the right choice?

Does the "Finance Professor’s Take" guarantee the “right” decision?

Who is this tool designed for?

Do I get ongoing access after purchase?