Folco | Deal Stress Test
Folco | Deal Stress Test
Independent financial stress testing
for SBA-backed business acquisitions
Designed for acquisitions of $250,000+
where long-term debt risk matters
Independent financial stress testing
for SBA-backed business acquisitions
Designed for acquisitions of $250,000+
where long-term debt risk matters
Independent financial stress testing
for SBA-backed business acquisitions
Designed for acquisitions of $250,000+
where long-term debt risk matters
When you finance an acquisition using SBA debt, you are personally guaranteeing a long-term obligation.
When you finance an acquisition using SBA debt, you are personally guaranteeing a long-term obligation.
When you finance an acquisition using SBA debt, you are personally guaranteeing a long-term obligation.
Small changes in revenue or expenses can materially impact:
Small changes in revenue or expenses can materially impact:
Small changes in revenue or expenses can materially impact:
Debt Service Coverage Ratios (DSCR)
Owner take home pay
Refinancing risk
Long term sustainability
Debt Service Coverage Ratios (DSCR)
Owner take home pay
Refinancing risk
Long term sustainability
Debt Service Coverage Ratios (DSCR)
Owner take home pay
Refinancing risk
Long term sustainability
Clarity before commitment.
Clarity before commitment.
Clarity before commitment.
What you receive:
What you receive:
What you receive:
Structured Excel stress test model
5-year operating forecast
10-year SBA debt schedule
Downside sensitivity analysis
(-10% and -20% revenue scenarios)Minimum DSCR and projected owner cash flow
One-page written risk summary
Delivered within 72 hours
(after required docs are received)
Structured Excel stress test model
5-year operating forecast
10-year SBA debt schedule
Downside sensitivity analysis (-10% and -20% revenue scenarios)
Minimum DSCR and projected owner cash flow
One-page written risk summary
Delivered within 72 hours (after required docs are received)
Structured Excel stress test model
5-year operating forecast
10-year SBA debt schedule
Downside sensitivity analysis
(-10% and -20% revenue scenarios)Minimum DSCR and projected owner cash flow
One-page written risk summary
Delivered within 72 hours
(after required docs are received)
Who it's for:
Who it's for:
Who it's for:
Buyers evaluating SBA-backed acquisitions
Deal size $250,000+
Single-location service or retail businesses
Buyers evaluating SBA-backed acquisitions
Deal size $250,000+
Single-location service or retail businesses
Buyers evaluating SBA-backed acquisitions
Deal size $250,000+
Single-location service or retail businesses
Process steps:
Process steps:
Process steps:
Submit basic deal information
20-minute qualification call
Engagement confirmed and payment secured
Upload required financial documents
Receive financial Excel model, 1-page memo within 72 hrs
Submit basic deal information
20-minute qualification call
Engagement confirmed and payment secured
Upload required financial documents
Receive financial Excel model, 1-page memo within 72 hrs
Submit basic deal information
20-minute qualification call
Engagement confirmed and payment secured
Upload required financial documents
Receive financial Excel model,
1-page memo within 72 hrs
Pricing:
Pricing:
Pricing:
Introductory Fixed Fee: $1,250
Engagement begins following qualification call and confirmed payment.
No subscription.
Introductory Fixed Fee: $1,250
Engagement begins following qualification call and confirmed payment.
No subscription.
Introductory Fixed Fee: $1,250
Engagement begins following qualification call and confirmed payment.
No subscription.